Total cost and less risk, without a six-week project.
One conversation, then a side-by-side of the PEOs that fit. We handle the quotes, the census and the negotiation.
Compare my options →Independent PEO brokers. We collect quotes from the PEOs that fit your business, line up pricing, benefits, HR service, payroll and workers’ comp side by side, negotiate the one you pick, and stay through the year-two renewal. The PEO pays us, not you.
2 minutes to start · Results in 1 to 2 business days · Prefer to talk? 631-634-5907
One conversation, then a side-by-side of the PEOs that fit. We handle the quotes, the census and the negotiation.
Compare my options →Plan quality, carrier networks, implementation and day-to-day service, compared before you commit.
See which PEOs fit →We rebuild every quote into the same format so the true annual cost is visible, not the headline rate.
Get the numbers →We benchmark your current PEO against the market and, if switching wins, manage the exit and transition.
Benchmark my PEO →Most companies don’t realize they’re overpaying. They realize they’re confused. We translate the contracts that were written to be signed, not understood.
Headcount, geography, current setup, what's quietly broken. No slide deck. No pitch.
Side-by-side on fees, carriers, multi-state, exit terms. The fit, not the pitch.
SUTA spread, EPLI bundling, setup fees, renewal-adjustment language. We've seen every contract trick because we've seen every contract.
Most brokers disappear after implementation. We're here for the renewal review, the rate benchmark, and the exit, if it comes to that.
Five questions. The PEO you choose pays our fee, so there is no invoice from us.
Boutique advisory firms communicate through constraints. These are ours.
Brokers carrying one or two captives aren't brokers, they're channel sales. We carry 28 because anything less is a sales motion in a consultant's suit.
No PEO pays us extra for steering you their way. Our rate is the same whether you pick TriNet, Justworks, Insperity, or none of the above.
Year-two renewal review is included in every engagement. So is the exit conversation if the PEO stops delivering. We're paid once; we work for as long as you stay.
Real engagements, real quote workbooks, client names withheld. Medical premium is the line that moves most, so that is the line we show.
First PEO. In-house HR, payroll through a national processor, medical through a benefits broker at $573,000 a year. We collected four PEO proposals. The one we recommended priced the same census at $492,000 on plans with lower out-of-pocket maximums, a gap wide enough to cover the PEO's whole admin fee with HR, payroll and workers' comp included.
Small-group PPO at $162,000 a year and eleven states of payroll and leave rules to keep straight. Five PEO quotes. The recommended plan mapped every employee onto a national carrier at $119,000 with a lower out-of-pocket maximum on each of the three plans, and moved multi-state compliance off the founders' desks.
Send it over. We’ll tell you in 48 hours what you’re actually paying for, and whether you can do better.
Audit my quote →Free · No commitment · 48-hour turnaround
Five inputs. Real numbers across health insurance, workers’ comp, HR time, and 401(k) admin. No signup wall.
Calculate my savings →Free · No email required · Instant results
In short: a PEO handles payroll, benefits, compliance, and workers’ comp under a co-employment model, your team stays your team, you still run your business. If you want the full picture before comparing, start here.
We have active broker relationships with every major PEO. We’re paid the same regardless of which one fits.
Every major PEO, compared against your state’s rules and your business’s shape.
A Professional Employer Organization (PEO) is a company that handles HR, payroll, employee benefits, workers compensation, and compliance for your business through a co-employment arrangement. You retain full control of your business; the PEO handles the administrative burden.
An independent PEO broker compares multiple PEOs on your behalf, negotiates pricing using market leverage, and manages the selection and transition process. The service is free to you, the broker is paid by the PEO you choose as a standard part of their channel partner program.
Our service is completely free to you. PEO Consulting Partners is compensated by the PEO you ultimately choose, as part of their standard broker program. This does not increase your rate. We negotiate on your behalf, and because we see pricing across the market we know when a quote is high.
We compare 36 PEOs including Justworks, Rippling, ADP TotalSource, Insperity, Paychex PEO, Oasis, Questco, Engage PEO, TriNet, G&A Partners, CoAdvantage, PrestigePEO, and more. We are independent and not affiliated with any PEO.
We follow up same day after you submit your information. Most clients receive their custom PEO comparison within 1-2 business days. Implementation after selecting a PEO typically takes 4-8 weeks.
Going to one PEO directly means you're hearing one sales pitch with no benchmark. An independent broker compares multiple PEOs side-by-side, has visibility into actual pricing across the market, and negotiates on your behalf. The broker is paid by the PEO, not by you, so there's no cost to use one. The trade-off: a broker who only represents one or two PEOs isn't really independent. Look for brokers covering 10+ PEOs.
Independent PEO brokers are paid by the PEO you ultimately select, as part of that PEO's standard channel partner program. The compensation does not increase your rate, it comes out of the PEO's margin, not added to your invoice. This is identical to how insurance brokers and most B2B software channel partnerships work.
The catch to watch for is brokers who only represent one or two PEOs, they'll steer you toward those regardless of fit. A true independent broker covers 10+ PEOs and is willing to recommend you stay with your current setup if that's actually the right call. PEO Consulting Partners covers 36 PEOs and is paid the same regardless of which one you choose.
There is no single cheapest PEO, pricing depends on team size, geography, benefits requirements, and risk profile. Justworks and Gusto tend to price competitively for very small teams (under 25 employees). TriNet and Insperity often win on mid-market deals with strong benefits requirements. Rippling and ADP TotalSource can be competitive for tech-forward companies. The only way to know what's cheapest for your specific business is to compare actual quotes, which is what a broker does.
Yes, and this is where most brokers disappear. A good broker reviews your renewal proposal before you sign, benchmarks the rate increase against market, pushes back on unexplained adjustments, and helps you exit if the renewal is uncompetitive. PEO Consulting Partners includes year-two renewal review as part of every engagement.
Two minutes to tell us about your business. We do the rest: quotes, side-by-side comparison, negotiation, renewal review, and the exit if it ever comes to that.