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Unbiased advice
We're not employed by any PEO. Our job is to find the best fit for you, not the highest commission. Our fee comes from the PEO you choose, at no markup to your rate.
Florida's rapid population growth has made Miami, Tampa, and Orlando into major business hubs. Real estate, healthcare, and hospitality companies frequently hit 50+ employees faster than their HR infrastructure can scale. We compare every major PEO, including Justworks, Rippling, ADP TotalSource, Paychex PEO and Insperity, so you get the right fit at the best rate. Our advice is 100% free to you.
PEOs we compare for Florida businesses
PEO Consulting Partners is an independent PEO broker and consultant for Florida employers, from Miami, Orlando and Tampa to the rest of the state, comparing 36 PEOs at no cost to you. Florida carries its own rules that change which PEO is the right answer: Florida has no state income tax, but reemployment tax rates vary, a PEO pools experience ratings to lower your rate. What decides it beyond that is your headcount, your workers' compensation class codes and how many states you run payroll in.
Six reasons a broker outperforms going directly to one PEO sales rep, especially in Florida.
We're not employed by any PEO. Our job is to find the best fit for you, not the highest commission. Our fee comes from the PEO you choose, at no markup to your rate.
We've evaluated every major PEO operating in Florida: pricing structures, HR tech, benefits quality, implementation support, and contract terms.
Because we place multiple clients per year, we carry pricing leverage with every PEO we work with. Two recent comparisons cut medical premiums 14% and 27% on comparable plans.
Evaluating PEOs is a 60 to 80 hour process if you do it yourself. We compress that into a single conversation and a structured comparison document.
Florida has specific employment law requirements that vary from federal baseline. We match you with PEOs that have proven Florida compliance infrastructure.
We run the comparison, present your options, and let you decide. There's no pressure, no minimum commitment, and nothing to pay if you choose not to move forward.
Ranked by fit for the Florida employers we typically see, from a panel of 36 PEOs. This is our read on fit, not a paid placement; no PEO pays to appear here, and the right answer for your company depends on headcount, industry, states of operation and what you are trying to fix.
Florida-headquartered (Bradenton); strongest regional service team for Tampa, Orlando, and Southwest Florida SMBs.
Consider: The June 2025 PrimePay merger is still integrating; product roadmap and rep-coverage assignments are unsettled through 2026.
Fort Lauderdale-based; will write Florida hospitality, staffing, and distribution clients other PEOs decline.
Consider: Not on the IRS CPEO list, a credential gap that matters to buyers seeking the federal tax-liability shift CPEO provides.
For multi-state Florida mid-market employers (75+), ADP's payroll bench and master WC are hard to beat.
Consider: Service is delivered through call-center pods rather than dedicated reps, consistency varies by region.
Hollywood, FL-based with attorney-on-staff service model; strong for FL professional services and healthcare.
Consider: No mobile app; pricing is quote-only with no public price points.
The pick for FL construction, restaurants, and staffing, industry verticals other PEOs avoid.
Consider: Operates through 100+ acquired brands (Tandem HR, Solvo, etc.); the service experience varies based on which legacy team actually delivers your account.
Not every PEO has the same depth of Florida compliance infrastructure. These are the specific requirements we vet for.
Florida has no state income tax, but reemployment tax rates vary, a PEO pools experience ratings to lower your rate
Florida's workers' comp rates are among the highest in the US for construction and healthcare, a PEO's group rate can reduce this significantly
Miami-Dade and Broward counties have local ordinances on sick leave and contractor licensing that require ongoing monitoring
Four steps from form submission to a live PEO, typically 4 to 8 weeks.
Tell us your headcount, location, and current payroll setup. That's enough for us to get started.
A consultant reaches out to learn more about your goals: benefits priorities, budget, implementation timeline.
We build a side-by-side comparison of the 3 to 5 PEOs best suited for your Florida business, with pricing and our recommendation.
Once you choose, we negotiate the contract and stay involved through implementation.
Send it over. We’ll tell you in 48 hours what you’re actually paying for, and where you can renegotiate.
Nothing. PEO brokers are compensated directly by the PEO you ultimately choose, as a standard part of their channel partner program. This doesn't increase your rate; we negotiate on your behalf. Two recent comparisons cut medical premiums 14% and 27% on comparable plans.
Most PEOs target companies between 10 and 500 employees. The sweet spot where PEO economics are most compelling is usually 25 to 150 employees: large enough to benefit from pooled buying power on benefits and workers' comp, small enough that in-house HR infrastructure isn't yet cost-effective.
Implementation typically takes 4 to 8 weeks from signed contract to live payroll. We manage the transition timeline and coordinate between you and the PEO to make sure the cutover is clean.
Yes. Switching PEOs is one of the most common reasons businesses come to us. We review your current contract for termination clauses, compare your current rates against the market, and manage the transition so there's no payroll disruption.
We place clients across Florida, including Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale. The right PEO often varies by metro because of regional service-team coverage.
Yes. The Florida Employee Leasing Act requires PEOs to hold a license through the DBPR. The Board of Employee Leasing Companies maintains a public registry; verify the license number before signing. CPEO status is separate and additional.
Florida has both elevated WC rates in construction and hospitality AND mandatory coverage at 1 employee in construction. A PEO's group rate is often dramatically lower than a single-employer subscriber rate, and the savings frequently pay for the PEO outright.
Yes, particularly for hotel and restaurant groups with seasonal variability. Vensure, AlphaStaff, and CoAdvantage all write Florida hospitality. Justworks generally does not.
There is no Florida rate to quote you. A 25 to 75 employee Florida SMB is priced on headcount, states, workers' compensation class codes and the benefits census, and in Florida the workers comp line often moves the total more than the admin fee does. Only two PEOs on our panel publish a rate on their own website, Justworks (PEO Basic $79, PEO Plus $124 per employee per month) and Deel PEO (starting at $125); everyone else quotes per client. CoAdvantage, AlphaStaff, ADP TotalSource and Insperity all quote per client, so compare several quotes on the same census with the admin fee, medical and workers comp separated.
Free, no-obligation comparison. We follow up same day.